Lender Types Map method
How we research
On the map
Every page on Lender Types Map starts from a question a reader is likely to ask and ends with the primary source that answers it. FDIC, NCUA and OCC consumer resources, along with Regulation Z rules on loan originator pay, are the main references for comparing lender types, and they are rechecked first.
Last reviewed against the primary sources listed below.
Where questions come from
Topics come from the questions people type into search engines about this subject, gathered from free public autocomplete suggestions, then narrowed to the ones this site's focus can answer well.
Sources we rely on
Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.
- CFPB: What happens when a mortgage lender checks my credit?
- CFPB: Loan Estimate explainer
- CFPB: Consumer Complaint Database
- Consumer Access: the national mortgage licensing lookup
- CSBS: Contact your state financial regulator
- FDIC BankFind Suite
- FDIC: Deposit insurance
- OCC HelpWithMyBank.gov: answers for national bank customers
How a page is checked
- Each rule is checked against the current version of its source document.
- Simplified explanations are reread against the original text.
- A page shows a new review date only after it has been rechecked.
Pages written this way
- Mortgage lender landscape: who makes, funds, services loans
- Getting a mortgage from a bank: how it works and when it fits
- Credit union mortgages: how they work, membership, tradeoffs
- Mortgage broker vs lender: how brokers work and how they are paid
- What is a nonbank mortgage lender? Online lenders explained
- Portfolio lenders and correspondent lending explained
- How are mortgage loan officers paid?
- Can you switch mortgage lenders after applying?
About the Lender Types Map matcher
The Lender Types Map matcher runs in your browser on the numbers or answers you enter. Nothing is prefilled, stored or sent.
Regulators and references
- CFPB: What happens when a mortgage lender checks my credit?
- CFPB: Loan Estimate explainer
- CFPB: Consumer Complaint Database
- Consumer Access: the national mortgage licensing lookup
- CSBS: Contact your state financial regulator
- FDIC BankFind Suite
- FDIC: Deposit insurance
- OCC HelpWithMyBank.gov: answers for national bank customers